Laterlife.com has quite a few problems, but consider this one forms-related issue:

View the work and retirement survey form and check out the highly prominent ‘reset’ button near the ’submit’ button. Just what you don’t want to click on by mistake after filling in this long and badly designed form.

Reset buttons are nearly always a bad idea due to accidental clicking. Users rarely want to clear a form and start over.

The reset function can be useful as an undo button for editing a pre-filled form, but we rarely see undo buttons in situations where they would actually be useful rather than a hazardous.